Get the chance to upgrade your lifestyle and realize your dreams.

Take the chance to easily be at your full potential and not to be limited by the financial factor in everything you do.

Get Started
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Get the chance to upgrade your lifestyle and realize your dreams.

Take the chance to easily be at your full potential and not to be limited by the financial factor in everything you do.

Get Started

Our Strength

Owin Finance Limited, founded in 2019, is a company that provides loans and credit cards to individuals and businesses in Hong Kong. Our company is offering our clients the possibility to apply for a credit card which comes with a wide range of benefits.

Efficiency

We don't like to waste time and certainly not our customers.
Time is money.

Reliability

We have a dependable and sizable team, ensuring our clients always have reliable support.

Commitment

At our financial institution, we are committed to safeguarding your investments and future.

HKD Credit Card

Your passport to a world of convenience, a card that lets you enjoy the benefits of a global city and a gateway to Asia which gives you flexibility, security and access to a lot of fun.

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Hong Kong Credit Card

USD Credit Card

Pay for your purchase with the world most accepted currency avoiding the hassle and cost of exchange. It’s your best travel companion ever.

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Testimonials

I truly appreciated the professionalism of the OFL team, they assigned one of their finance experts to help me make a very good financial plan for the usage of my loan for purchasing a home, acquiring a vehicle and making investments to get passive income to save up as a legacy for my children.

Sandra Yue

Accountant
"I really enjoy using the credit card issued by OFL, the application is fast and efficient. Life is made easier as the card comes with so many benefits and it is so convenient to make secure payments with just one tap. I also don’t need to worry or bother with carrying cash in different currencies when I travel.

Sophia Lee

Civil Servants
For an entrepreneur like me, access to funding is essential and OFL helped me a lot as they provide me access to loans with ease and they also are very flexible in the repayment compared to other financial institutions. Thanks to them our business survived Covid and we are doing much better now.

Thomas Wang

Entrepreneur
I truly appreciated the professionalism of the OFL team, they assigned one of their finance experts to help me make a very good financial plan for the usage of my loan for purchasing a home, acquiring a vehicle and making investments to get passive income to save up as a legacy for my children.

Sandra Yue

Accountant
I really enjoy using the credit card issued by OFL, the application is fast and efficient. Life is made easier as the card comes with so many benefits and it is so convenient to make secure payments with just one tap. I also don’t need to worry or bother with carrying cash in different currencies when I travel.

Sophia Lee

Civil Servants
For an entrepreneur like me, access to funding is essential and OFL helped me a lot as they provide me access to loans with ease and they also are very flexible in the repayment compared to other financial institutions. Thanks to them our business survived Covid and we are doing much better now.

Thomas Wang

Entrepreneur

Frequently
asked question

Here are some of the frequently asked questions that frequently arise among our valued customers regarding our OFL credit cards. We've compiled this list to address common inquiries and provide comprehensive information about our credit card services at OFL.

Applying for an OFL credit card is easy. Simply visit our office with your ID card and your proof of address to fill up an application. Make sure to provide accurate personal and financial information for swift processing.

If your OFL credit card is lost or stolen, promptly report it to our customer service by calling our phone number or using our OFL credit card mobile application to block the card and issue a replacement.

You can conveniently check your OFL credit card statement online through our secure mobile app, or at our office, our customer service officer would gladly print a statement for you after verification of your identity. Please regularly review for accuracy and monitor your spending.

OFL is an officially licensed under Hong Kong law as a finance company with the License No. 2426/2022.

"Warning: You have to repay your loans. Don't pay any intermediaries"

"忠告：借錢梗要還，咪俾錢中介"

Copyright © Owin Finance Limited - Hong Kong Money Lender License No. 2426/2022 - Money Lender Register No. MLR5497 (放債人牌照號碼 2426/2022)